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Terms of Service

Rx Content Group LLC
Effective Date: April 18, 2026

1. ACCEPTANCE AND ELIGIBILITY

By purchasing a subscription or accessing the Services, you represent that you are at least 18 years of age and agree to be bound by these Terms in full. If you do not agree to these Terms, you must not use or purchase the Services.

2. SUBSCRIPTION BILLING & RENEWAL POLICY

2.1 Subscription Nature of Service: All purchases (Quarterly, Annual, or otherwise) are recurring subscriptions, not one-time lifetime purchases. By signing up, you acknowledge and agree that your subscription will automatically renew at the end of each billing cycle for the same duration at the then-current rate unless you affirmatively cancel it. 2.2 Customer Responsibility: It is your sole responsibility to manage your subscription and keep track of renewal dates. The Company is under no obligation to send "reminder" emails prior to a renewal charge. You explicitly agree that "forgetting" about a subscription or "not seeing" an email notification are not valid grounds for a refund or a chargeback. 2.3 Cancellation Policy: You may cancel at any time through your account dashboard or by emailing [email protected]. To avoid being billed for the next cycle, you must cancel at least 48 hours prior to your renewal date. 2.4 No-Refund Policy: To the maximum extent permitted by law, all sales are final. No refunds, credits, or prorated adjustments will be issued for any reason, including:

  • Failing to cancel before a renewal charge.

  • Non-use of the Service or "forgetting" the subscription existed.

  • Dissatisfaction with content or lack of specific financial results. 2.5 Chargeback Waiver: You agree that a "forgotten" renewal is a valid authorized charge. By completing a purchase, you expressly waive your right to dispute a charge ("chargeback") for any renewal that occurred because you failed to cancel in accordance with Section 2.3.

3. RESTRICTIONS ON USE (ANTI-SHARING)

3.1 Individual License: Your subscription is for one (1) natural person only and is licensed for individual, personal use only.
3.2 Anti-Sharing: You may not share login credentials or forward paid newsletters to colleagues, friends, or internal company listservs.
3.3 Monitoring: We monitor IP addresses and concurrent logins. If we detect activity suggesting account sharing, we reserve the right to terminate your access immediately without notice or refund.
3.4 Institutional & Professional Use: Professionals accessing Pari Passu Premium in connection with their work at a financial institution, investment firm, law firm, consulting firm, or any other commercial enterprise are required to obtain an Institutional Tier license. Professional use of an individual subscription in a commercial context without an Institutional Tier license constitutes a material breach of these Terms of Service and may result in immediate termination of access without refund. To inquire about Institutional Tier licensing, please contact [email protected].
3.5 Institutional Tier Licenses: Institutional Tier licenses govern access for professional and commercial users and are subject to separate pricing and contractual terms agreed upon at the time of purchase. Seat counts, permitted users, and other terms will be specified in the applicable order form or agreement.
3.6 Corporate & Volume Licensing: For multi-user or office-wide access outside of the Institutional Tier, please contact us to discuss Corporate or Volume Pricing.

4. NO INVESTMENT OR PROFESSIONAL ADVICE

The content provided is for informational and educational purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any security. The views expressed reflect the author's independent analysis and are subject to change without notice. Rx Content Group LLC is not a registered investment adviser, broker-dealer, or fiduciary. Nothing herein constitutes a solicitation or offer to enter into any transaction. Recipients should not rely on this material as the sole basis for any investment or business decision.

5. PUBLIC IDENTIFICATION OF SUBSCRIBERS

The Company may identify you as a subscriber (including name and firm affiliation) for marketing and credibility purposes. Institutional Tier and Enterprise subscribers are opted out of public identification by default and will not be referenced in any marketing or communications without express written consent. For access, please reach out to [email protected]

6. LIMITATION OF LIABILITY

The Services are provided "As-Is." The Company's total liability shall not exceed the amount paid by you during the twelve (12) months preceding the claim. In no event shall the Company be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, arising out of or related to your use of the Services, even if advised of the possibility of such damages.

7. GOVERNING LAW AND ARBITRATION

These Terms are governed by the laws of the State of New York. Any dispute shall be resolved through binding individual arbitration in Albuquerque, NM. You waive your right to a jury trial or class-action participation.

8. CONTACT INFORMATION

Rx Content Group LLC
2201 Menaul Blvd NE, Ste A Albuquerque, NM 87107, USA

Email: [email protected] (preferred)

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